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There are many Chase credit cards that earn Chase Ultimate Rewards points, and while these points are typically best used for travel opportunities, you can also redeem them on Amazon. While we usually suggest saving them for travel, Amazon currently has an offer that’s a great way to not only use your Chase Points, but also save on your next Amazon purchase as we head to the Amazon Prime Early Access Sale on October 11th and 12th.
Chase credit cardholders eligible for this promotion can save 40% off their Amazon purchase, up to a maximum discount of $20, when they use Chase Ultimate Rewards points at Amazon. Other Chase cardholders get 30% off up to a maximum discount of $10.
This promotion is currently scheduled to end on October 10th, the day before Amazon’s Prime early access sale, but we wouldn’t be surprised if it was extended to cover the sale itself or a similar offer arrives to take the your place Either way, you’ll want to make sure you take advantage of it and save money on your next Amazon purchase.
If you’re targeted for one of these offers, you’re in luck, but not all Chase cards are targeted. So we’ve broken it down step-by-step to see if you’re eligible for the discount, and if you are, we’ll show you how to apply it to your Amazon order.
To get started, you must have a Chase credit card that earns Ultimate Rewards points. This includes popular credit cards like the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® and the Chase Freedom Flex℠. Unfortunately, other Chase credit cards that earn points and miles tied to a specific airline or hotel are not eligible for this offer.
If you have a card that earns Chase Ultimate Rewards points, you’ll need to link it to your Amazon account and sign up for the “Buy with Points” payment option. You can click this link to add your card to “Buy with Points” or search for it under the “Your Account” tab on the Amazon website.
Once your Chase card is linked, click here to activate the 30% off or 40% offer. Remember, though, that this is a targeted promotion, so you may see a different offer or a message saying you’re not eligible. If the latter is the case, you might want to check back every now and then, as Amazon sometimes targets people later. Also, if you’ve just signed up for “Purchase with Points”, you may have to wait 24 hours before the offer can be activated.
But if you see the offer, you can sign up by clicking the “Activate Now” button, and once you’re signed up, you can buy any Amazon product that’s sold and shipped by Amazon. With either offer, you’ll receive the discount on every purchase you make until you reach the maximum savings of $10 or $20, depending on your offer.
Unfortunately, items sold by third-party merchants are not eligible for this discount, but while Amazon gift cards are also excluded, you can purchase gift cards from many other retailers, including Best Buy and Whole Foods , and get the discount.
Once your purchases are in your Amazon cart, there’s one more step to get the discount to apply to your order. During the checkout process, you’ll need to select your linked Chase card as your payment method, then use at least 1 point to pay for your purchase. Once you do, you’ll see the discount appear on your purchase total on the right side of the screen.
When you pay with Ultimate Rewards points on Amazon, 1 point equals 0.8 cents, which isn’t a great value. In fact, frequent flyer website The Points Guy values Ultimate Rewards points at 2 cents each when you use them for travel. But you only need to use 1 point at Amazon for this discount to kick in, and the rest of your total can be paid with your Chase credit card.
Be careful, though, because many times Amazon will automatically apply the full amount of points to your order, so you’ll want to manually change it to just 1 point. To do this, enter $0.01 in the points section, which will only apply 1 point to your payment. Of course, you can apply any number of points you want, but you’ll get more value for your points by using them to travel on the line.
Even if you don’t have a Chase credit card, or if you’re not targeting this particular promotion, there are often similar Amazon deals for those with Discover or American Express cards. That means there’s a chance you can still save money on your next Amazon purchase.
Also, other discounts for using your credit card points often pop up on Amazon from time to time, so even if you’re not currently indulging in any of these deals, keep your credit card registered to Amazon’s “Buy with Points” program in case you’re eligible for another offer at a later date.
And remember, this Chase on Amazon deal is currently only good until October 10, 2022, so if you’re in the mood, be sure to take advantage of it before it’s gone.
If you don’t currently have an eligible Chase card, here are several options to consider:
Learn more about Chase Freedom Flex.
Learn more about the Chase Sapphire Preferred Card.
Learn more about the Chase Sapphire Reserve.
Read the CNN Underscore guide to best credit cards for amazon purchases.
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